Pension payments are based on paid amounts of structured settlements for a period of time. The purpose of the settlements is to cause a long-term financial security for people in serious injury caused by negligence or other medical jackpot lottery winnings. Annuities are distributed monthly, quarterly, half yearly or annually. People who get annuity payments for legal documents, such as pensioners. Pensions are guaranteed by life insurance companies. These payments are exempt from income tax if the recipient receives pension funds as a result of medical injuries. Lottery winnings paid by the product is subject to state taxes. The organization of a structured settlement is a complex process that requires the services of a lawyer. These types of facilities that caused in cases of workplace injuries, medical malpractice, car accidents, or against persons or companies whose negligence damages be used by people on a person or group. A guaranteed pension provides income payments to individuals for some time. The duration and amount of payments to financial needs of beneficiaries is based. In the case of an injury, the payments for estimated costs of health care costs, medications, physical therapy, rehabilitation or nursing homes are based. Protecting the right to structured settlement, the rule can be changed without the consent of the judiciary. It can be argued for the pensioners to a professional structured settlement company to consult all the details and options is vital. Although tedious to complete, structured settlements offer flexibility in structuring the project. Annuitants can decide when and how they would like to receive the funds. Sometimes it may cause retirees delivery time average claim settlement. One possibility is to pensions to private investors or advance sale business. Financial experts recommend a focus on the acquisition of funds for pension payments. Some rules are needed to protect the sale pensioners compensation. Since premiums are the beneficiaries with incomes appear to offer health care costs and life pension recipients must cover to court and obtain the permission of the court before the sale of the payment in whole or in part. For sale from pensioners future pension payments, for control of the agreement. If the recipient could have received $ 30,000 and $ 3,000 per month in pension transferred to ten slices to investors. Rights are transferred to investors until the security deposit refunded in cash. Then, to pay back the pension beneficiaries. The sale of the annuity are not allowed in all states. The court approved the transfer of entitlements will last between two and three months. When selling annuities, it is important to plan ahead and have enough time to complete the transaction. Prior to the sale of structured settlements, the exercise in whole or in part, on due diligence and a thorough investigation to ensure that working with an investor or a company in a settlement.